(Coaching in business) Are You Worried About Retirement?

November 30th, 2009 admin Posted in business |

By Barton Simmons

Traditionally people have considered their retirement 401Ks and IRAs to be like safety nets rather than wealth builders. However, with the self directed IRA, you need not be satisfied with growth rates in the single digits. It is possible to realize phenomenal growth potential outside of the traditional IRA markets, tripling and quadrupling your IRA’s value is not uncommon, within relatively short period of time. It will not just happen, however. You have to take the reins of your retirement portfolio, put in the time and effort, and do your research. The possibilities are endless to those who are prepared to make the investment paradigm shift.

Most savvy investors, due to the ups and downs of the stock market, are frankly not as confident as they once were in the old financial planner adage that the stock market is going to go up forever. If your memory is a little foggy, then reflect back just a few short years.

Concerned that you will not retire in comfort? Put your IRA money to work and truly diversify your IRA portfolio with alternative investment vehicles. Your banker and broker will not allow you to invest in alternative investments because they want complete visibility and control over your IRA. In the meantime, they are earning fantastic returns on your money. Isn’t it time you take the driver’s seat.

Fundamentally, what do you need?

Sufficient funds in your self-directed IRA.

Intimate knowledge of a permissible alternative investing strategy for the IRA (such as real estate investing, purchasing discounted paper, private money lending, or gold investing)

A Self-Directed IRA Advisor that can share valuable information and advice.

A low fixed annual fee to pay your custodian, while you maintain full checkbook control at all times. You - not they - issue the checks for managing your investment.

Provided you satisfy IRA regulations on the type of investments allowed for your self-directed IRA funds (real estate is only one of several possibilities), you can take charge of your financial future by turning that IRA into a high-earning instrument.

The IRS’s position is clear, as defined in their publication # 590: your IRA should be a separate and distinct entity from yourself. Whatever investments you make should benefit your IRA, and not you directly. Your self directed ira advisor will be able to explain the subtleties and refinements of this IRS publication.

It’s your money. If we told you that there are about $7 trillion dollars sitting in IRAs but of that amount, only 3% are self-directed, wouldn’t you be curious about how you can be part of that 3% that unknown to most, are enjoying unheard of returns?

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Start a Home Decorating Business

By Ollie Donovan

Though most women take much interest in home dcor for some reason or other, what they are ignorant about the fact home dcor can also be used as an ideal home based money making business opportunity.

If you are women with austere sense of space and beauty and some interior design experience to back you up, you can become home decor expert and offer home dcor advice over the internet. You can become home dcor consultants. You can also offer your home dcor consultation service over the net to come up with some good home improvement ideas for those who look for some useful tips on the net and don’t have the budget to pay the interior decorators.

You can be an entrepreneur by venturing into a home based business by joining an affiliate program of online home dcor store or outlet for selling their items.

Home dcor business also offers some unique home based business opportunities on the net. You can take up them as a part time or spare time home-based business activity, which can turn out to the most ideal home based business for women. There are many home dcor online stores which offer home based business opportunities to women, Milano Direct is one such home decor online store which has offered the best home based money making business opportunity to thousands of women on the net.

Besides the net there are some other home decorating business opportunities which can be taken up in your spare time. For example you can sign up as a sales representatives with a company specializing in home decor or home decorating products and have shows where you present the items-and sale them. You can offer these shows in your own home or go into other people’s homes. These shows can be a great deal of fun and a way to earn a handsome amount.

If you have a flair for interior decorating and are of independent nature you may want to start a home decorating business all your own. There can be a number of items you can specialize in like draperies, kitchen remodeling, carpeting, art and accessories, or color scheme choices, just to name a few, as the focus of your home decor business. The possibilities are endless plus you can also have your own home decorating ideas to integrate them for the home decor home business concept.

For starting the dome dcor business the contacts with the following can be of much help:

Interior designers

Home builders and contractors

Architects

Art galleries

Carpet companies

Paint companies

Antique dealers

Lighting specialists

Furniture stores and dealers

These contacts can help you to be in touch with the prospective clients. Which means you can get to work more quickly, and often with more upscale clients than you could reach on your own, especially when you’re just starting a home decor home business.

You don’t have to be a business person to make any plans for your home decor home business. You just have to think carefully and put in as much of research as you can. Learn what people are looking for right now in terms of interior decorating. Go to different furniture stores, home dcor stores to see what they’re stocking. You can also talk with owners and also with the customers what’s hot and what items they would like to buy.

Only after you do proper research and clear what you want to get into you can go ahead with the formalities.

I wish you good luck in all of your ventures into the home dcor business.

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